Director, Risk Management
Mastercard · Purchase, New York · via local
🗓 Posted: 2026-09-21 · Found by agent: 2026-09-21 13:27 · Last seen: 2026-09-26 16:57
Application documents
Score breakdown
| Component | Raw | Weight | Contribution | Evidence |
|---|---|---|---|---|
| keywords | 83.3% | 30 | 25.0 | governanceregulatoryrisk managementcomplianceinformation security |
| seniority | 60.0% | 25 | 15.0 | Director |
| location | 100.0% | 20 | 20.0 | nyc-metronew york |
| salary | 79.8% | 15 | 11.97 | $269,000 |
| company | 100.0% | 10 | 10.0 | payments |
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2026-09-21T17:28:02+00:00 → chat 5272237815 · sent
Synthesis sent: Mastercard is hiring a Director, Risk Management to lead risk framework design, monitoring, and control/issue remediation for its Core Payments business, partnering with business leadership and second/third-line risk functions. Based in Purchase, NY, this senior role also serves as key liaison for audits and regulatory interactions. Pay range: $163,000–$269,000 USD.
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Keywords injected / gaps: enterprise risk managementsecond line of defenseregulatory expectationsoperational resiliencecontrol environmentaudit
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| # | Pass | Status | Detail |
|---|---|---|---|
| 1 | Grammar | APPROVED | No grammar errors found; sentences well-formed throughout. |
| 2 | Spelling | APPROVED | No misspellings detected in customized resume. |
| 3 | Formatting consistency | APPROVED | 1 font(s), 5 size(s), consistent bullets |
| 4 | Logical layout | APPROVED | Section order mirrors base resume; logical, no orphans. |
| 5 | LLM-artifact detection | APPROVED | no em dashes or LLM filler phrases detected |
| 6 | Job-description alignment | APPROVED | Risk management, 2nd LOD, regulatory terms fit naturally, no stuffing. |
| 7 | Accomplishments emphasis | APPROVED | Key metrics ($1.7T AUM, 45 countries) retained and surfaced. |
| 8 | No fabrication | APPROVED | No new employers, titles, dates, or metrics introduced. |
| 9 | Consistency with base CV | APPROVED | All roles, dates, titles consistent with base resume. |
| 10 | Human readability | APPROVED | Reads naturally as human-written, professional tone maintained. |
Text preview
Lucian Lipinsky de Orlov lucian@lipinskyllc.com ▪ 914-656-0324 ▪ linkedin.com/in/lipinsky/ Senior risk management executive | financial services Second line of defense advisory | regulatory engagement & audit liaison Enterprise risk framework, controls & operational resilience Senior risk management executive with 20+ years of experience across global financial institutions, asset managers, and advisory roles. Deep background in enterprise risk oversight, second line of defense advisory, regulatory engagement, and operational resilience, with a demonstrated ability to translate complex risk concepts into clear, executive-level guidance. Extensive experience partnering with business leadership, regulators, and audit functions to strengthen control environments and drive sustainable remediation. Proven track record influencing senior executives and building high-performing, collaborative risk teams. Professional Experience Highlights American Express - New York, NY Senior Director, Risk & Information Security 2025 - Present Cybersecurity Technology & Resiliency Risk Oversight Senior Director within American Express' global cyber risk oversight organization, leading a distributed team focused on data security, privacy, and identity & access management (IAM). Lead global cyber risk oversight for data protection, privacy, and identity security across enterprise platforms, cloud environments, and third-party ecosystems. Advise senior executives on cyber risk exposure, control effectiveness, and practical risk-reduction actions impacting customers, employees, and business operations. Translate complex cybersecurity, privacy, and IAM risks into clear, practical guidance to support executive decision-making and risk awareness among non-technical stakeholders. Partner with technology, legal, and business leadership to align risk posture with regulatory expectations and enterprise risk frameworks. Lead, coach, and set standards for a global team of senior cyber risk professionals. Citigroup - New York, NY Senior Vice President, Cyber Operational Risk Officer 2023 - 2025 Senior cyber risk leader within Citi's Second Line of Defense providing independent challenge and advisory oversight across vulnerability management, incident response, threat intelligence, security operations, and policy governance. Advised senior leadership on risk exposure, residual risk, and prioritization across global financial services operations, supporting responsible growth. Translated technical findings into executive decision briefs for non-technical leadership. Acted as key liaison with global regulators on cybersecurity posture, resilience, and remediation strategy, ensuring timely and sustainable closure of findings. Oversaw global scenario-based exercises focused on preparedness, judgment, and executive response readiness, strengthening operational resilience. Reviewed and modernized risk policies, standards, and guidelines to meet regulatory expectations and strengthen the control environment. Franklin Templeton Investments - New York, NY Global Director of Security and Risk (CISO) 2019 - 2023 Advised UHNW individuals and family offices within Franklin Templeton's Fiduciary Trust subsidiary on personal and family office cybersecurity risks, including digital assets, privacy exposure, identity compromise, and secure handling of sensitive financial information. Executive accountable for global risk management across 45 countries supporting $1.7T AUM, embedding risk frameworks into daily operations. Advised executive leadership on cyber risk tradeoffs, investment decisions, and incident preparedness. Led incident response planning, executive tabletop exercises, and crisis simulations. Architectural advisor to the world's first SEC-approved tokenized government money fund, advising on blockchain, cryptography, and operational risk. QuSecure - San Mateo, CA Board Advisor (Quantum Security) 2020 - 2023 Provided technical guidance on post-quantum cryptography architecture and applicability in regulated financial services environments. Translated complex quantum and cryptographic concepts into clear, credible narratives for executive leadership, potential investors, and media. Citihub - New York, NY Partner, CISO-for-Hire 2008 - 2015 Served as trusted cybersecurity advisor to C-suite executives across financial services and other industries. Delivered executive briefings, tabletop exercises, and strategic cyber guidance aligned to business risk. Deloitte Consulting - New York, NY Senior Manager, Security SME 2003 - 2008 Advised capital markets, wealth management, and retail banking clients on technology and security risk. Led large-scale regulatory and security initiatives and delivered C-level presentations. Thought Leadership & Education Fordham University - Three Minute Thesis (3MT) Competition First Place Winner (2018) Recognized for delivering advanced cybersecurity research on AI-driven threat detection to a non-technical audience in under three minutes, demonstrating exceptional clarity, discipline, and executive communication. Fordham University - Lincoln Center, New York, NY Adjunct Professor, Center for Cybersecurity 2019 - Present Teach undergraduate and graduate courses in computer security systems, encryption, operating system vulnerabilities, and disaster recovery. Program designated by NSA/DHS as a National Center of Academic Excellence in Cyber Defense Education. Education MS in Cybersecurity Fordham University, Graduate School of Arts and Sciences, New York, NY NSA and DHS National Center of Academic Excellence in Cyber Defense Education Certified MS in Advanced Technology, Specialization in Computer Science Thomas J. Watson School of Engineering, Applied Science, and Technology Graduated School of State University of New York, Binghamton, NY BS in Computer Science State University of New York, Binghamton, NY Certification & Training ISACA CRISC - PMI Project Management Professional (PMP) - ITIL Foundation Certified - Certified Disciplined Agilist - Enterprise Lean Six Sigma Green Belt - CISSP (Candidate) - IBM Certified Professional - Project Management - New York State Notary Public
Full description (7609 chars)
Open source posting ↗Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Director, Risk Management Overview: The Core Payments Strategy & Execution team tackles critical strategic opportunities and challenges across Mastercard’s most foundational business. This role is suited for a senior risk leader with a passion for payments, innovation, and operating at enterprise scale. Mastercard powers an inclusive, digital economy that makes transactions safe, simple, smart, and accessible for everyone, everywhere. Through secure data, trusted networks, and strong partnerships, we help individuals, businesses, financial institutions, and governments realize their greatest potential. Our Decency Quotient (DQ) shapes how we operate—guiding a culture of inclusion, collaboration, and integrity that enables better decisions, stronger innovation, and better outcomes. Role Description: The Director, Risk Management – Core Payments is a senior risk leader responsible for supporting the design, execution, and continuously strengthening the risk management framework supporting Mastercard’s Core Payments business. This role partners closely with business leadership and the second and third lines of defense to anticipate, mitigate, and remediate risk while enabling responsible growth. This position requires deep expertise in enterprise risk management, regulatory environments, and operational resilience, combined with strong leadership, execution discipline, and stakeholder influence. Key Responsibilities: • Risk Strategy & Framework: -Support the design, implementation, and ongoing enhancement of risk policies, standards, and procedures aligned with Core Payments objectives. -Enable proactive and effective risk management across Core Payments to ensure business activities align with enterprise risk frameworks, regulatory expectations, and internal standards. • Risk Identification & Monitoring: -Enable Core Payments teams to identify, assess, and manage their risks through structured guidance, frameworks, and decision support. -Translate enterprise risk expectations into practical, business relevant guardrails that support product delivery and operational execution. -Conduct horizon scanning to proactively identify emerging, evolving, and systemic risks. -Facilitate and/or lead scenario analysis and stress testing to assess potential business impact and inform decision-making. • Control & Issue Management: -Ensure appropriate controls are identified for material risks and that clear ownership is embedded with the right business teams. -Establish and maintain a consistent controls and issues management approach that links control effectiveness, audit outcomes, and regulatory expectations. -Drive sustainable remediation of control deficiencies, audit findings, and regulatory issues through robust, root cause focused action plans. • Audit & Compliance Oversight: -Act as a trusted key liaison for internal audits and regulatory interactions impacting Core Payments. -Ensure timely, effective, and sustainable closure of audit and regulatory findings. • Execution & Change Leadership: -Drive cross-functional initiatives to identify risks, strengthen controls and remediate control gaps, and embedding compliance into operating processes. -Participate in key governance forums to advise on risk implications of new products, changes, and strategic initiatives. -Champion risk management best practices embedded into day-to-day operating models. • Culture & Leadership: -Promote a strong risk culture that balances innovation, growth, and control through influence, coaching, and thought leadership. -Empower integration of risk considerations into product development, change management, and strategic initiatives. -Act as a role model for collaboration, accountability, and Mastercard values. All About You: • Proven experience leading enterprise risk management for a complex, global organization. • Strong understanding of regulatory requirements, compliance frameworks, and ongoing monitoring practices. • Deep expertise in risk identification, assessment, mitigation, and operational resilience. • Extensive knowledge of the payments industry and/or digital financial products. • Demonstrated ability to influence senior executives and translate complex risk concepts into clear, actionable insights. • Highly collaborative, proactive, and effective in managing multiple priorities in a fast-paced environment. • Trusted leader who fosters an inclusive, high-performance culture aligned with the Mastercard Way. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: - Abide by Mastercard’s security policies and practices; - Ensure the confidentiality and integrity of the information being accessed; - Report any suspected information security violation or breach, and - Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations. Pay Ranges Purchase, New York: $163,000 - $269,000 USD